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We specialize in serving active duty and veteran military personnel across the state of Katy. That’s our focus and our passion, so we understand vets and your unique needs when obtaining a Katy VA Loan. There is nothing that is more satisfying to us then giving back to Veterans by helping you realize the dream of home ownership.

Obtaining a Katy VA Loan doesn’t have to be complicated or confusing, and that’s why we’re here, to help guide you through the process and work toward a smooth and on-time closing. You can find many resources on this website, or simply give us a call, we would be honored to speak with you and answer your questions!

Katy VA Loan Rates

Because of our focus on helping Veterans, we have access to two unique programs to help you save money on your home loan. The first program is called Homes for Heroes, which will enable you to save at least $500 off your closing costs. In addition, we can connect you with a Homes for Heroes real estate agent for even more savings.

Most Veterans can save even more through the Katy Home Buyer Tax Credit. The tax credit is a dollar-for-dollar reduction of your tax liability each year for the life of your VA mortgage. The average savings, as a monthly average, is over $100/month off your mortgage interest! Most lenders don’t have access to this program, and we are proud to be able to offer this to our Veteran home buyers.

The Katy VA Loan remains one of the best loan programs available, if not THE best. With 100% financing still available (no down payment), and no monthly mortgage insurance, you will obtain the lowest possible payment available. What will your payment be? Just fill out the quick quote form on the right side of this page for a fast, no obligation rate quote.

Katy VA Home Purchase Loans

Whether you are trying to lower your rate and payment or you would like to pull cash out to pay off other bills, a Katy VA Refinance Loan can help! VA allows you to borrow up to 100% of your home’s value on a refinance. This is unprecedented in the mortgage industry. Most other programs limit you to 85% or 90% of your home value when pulling cash out, and penalize you through a higher rate if you borrow more than 80% of the value. Not so with VA loans.

If you have an existing Katy VA Loan, you can quickly and easily roll it over into a new VA loan with a lower rate and payment with the Katy VA IRRRL Refinance program. With low or no fees, this is the best program going for Veterans to lower their rate and payment. Simply fill out the no obligation rate quote form on the right side of this page and we will get you a fast estimate, or we are always available to serve you in the office at (281) 712-6410.

There are many resources on this website to help you understand how to qualify for your VA loan. One of the first steps is to obtain your Certificate of Eligibility. We will also help you understand income and employment standards, as well as what kind of credit history and rating you will need in order to qualify.

We would be honored to help you….you have earned the right to use your Katy VA Loan benefits…please give us the chance to help you!

A Few Areas We Serve:

Houston VA Loan | Katy Vet Loans | Cypress Veteran Loans

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What Others Say

Richard,

We would like to take this opportunity to thank you for the outstanding job you did in helping us buy our first home,  Good service is so hard to find these days but you did a wonderful job giving us the best we could get and you were always there when we needed an answer!!  Thank you for all of your hard work.


 

Mr. and Mrs. Felipe Faz


"Richard Smith and his team have assisted me in obtaining mortgages for many of my clients. 100% of them really liked the service and devotion to getting it done on time within estimates. A home buyer can apply for a mortgage anywhere. But they would be hard put to find another team that extends themselves as much as Richard's team does. He is definitely my go to mortgage broker."

Michael Gealt
Katy , Texas


I want to let you know that The Richard Smith Team of Success Mortgage Partners and Homes for Heroes are the best! We had such a long journey and it was a big roller coaster ride to get into our home.

We had a very bad experience with our first lender and we were about to give up on our dream. But, we were referred to Adrian and Ileana at The Richard Smith Team of Success Mortgage Partners and it was the best thing that happened in this entire process!!

They helped us out tremendously and  helped us get into our home. Thank you so much Ilena, Adrian, and Mr. Smith. A BIG thank you to Ileana for your help and patience! I appreciate everything you did for us.

Thank you The Richard Smith Team for making our dreams come true!

Wendy and Norman


We first want to thank everyone and say that our experience with Tony Combs, and Richard Smith and his team was great! They were very knowledgeable and held our hands throughout the entire process.

We also want to really thank you for both for allowing us to use the Homes for Heroes program and help with the closing costs and assistance.

Thank you for supporting the Heroes of today, tomorrow and the future. You guys are awesome!
Thanks again,

Robert Mendez and Yesenia Umana



In the midst of trying to find a house in a very demanding area Homes for Heroes was referred to us by a Fort Bend Deputy who had just used the program and was extremely pleased with the experienced. Once we contacted the program our now Realtor, Blanca Smith, had reached out to us within a few hours. This whole program has been amazing starting with the realtor all the way to the Richard Smith Team with Success Mortgage Partners. Our realtor was always very flexible therefore it made it easy on our schedule, she was willing to look at all the houses we wanted to and was very helpful with the whole process.

We were also thrilled to find out that the program was giving us a credit which we could not believe. And, we closed early!!

We have now referred Homes for Heroes to other deputies. Thank you for all you do Homes for Heroes!

- Thomas and Karla Rogers


The Richard Smith Team at Success Mortgage Partners made the financing portion of buying my new home great! Richard Smith and his team guided me along the whole process. They represent Homes for Heroes and got me the best rate and product available. I would recommend their services to anyone looking to buy a new home!

Regards,

Officer Hicks



Maritza- 

We are very happy that you referred me to Richard at Success Mortgage Partners. His processor and assistant spoke Spanish and explained everything in Spanish which is was a big help for me to understand the process. Buying my new home was very easy and fast thanks to the Great Service Success Mortgage Partners offered me.

 

Thanks! Yusbani Ortiz


Richard,

Thank you so much for helping James Coon close so quickly. It was a delight working with you and I really appreciate your attendance at closing too! I look forward to working with you again soon.

Regards,

Judy Kay, Realtor

Keller Williams

2009


The Richard Smith Team at Success Mortgage Partners kept us informed on what needed to be done to help us buy a home, Very easy to work with, always there when we need it. I wish to thank you and your team for the professional service you gave us! I am also referring a friend from work to you guys! Thanks- Alba Gonzalez


Richard,
 
Thank you so much for helping me with my home purchase!  I needed to close on my house fast, and you were able to make it happen.  When you initially said you could have it all done by the end of the month, I really had my doubts.  Now that it's done, I'm ecstatic!  I'm very happy with the way you handled everything.  Not only did you get it done quickly, but you took the time and explained everything to me throughout the process and you were able to lock in a 5.0% fixed rate 30 year note!  I really enjoyed working with you.
 
Thanks again,
 
James Coon     


Everything was excellent with The Richard Smith Team at Success Mortgage Partners. Richard and Ileana helped us in everything we needed with a good manner. They explained to me bit by bit and I really appreciate it. They stayed with us until the end and explained to us that we had enough time for everything. Thanks!
Juan Zaragoza

I have no complaints, the service was great and fast. I really appreciate everything you guys did to help us during this process. GREAT JOB!! You made the experience very easy. I am definitely recommending you to others looking for mortgage needs in the future.

Mrs. and Mr. Robertson


The service was great and I wanted you guys to know that I am very happy with the service you gave me.

Maria Gonzalez


The process was really fast; great services and you guys were always available to answer my questions. I would recommend your company to anyone interested in purchasing a home. Thank you again for going above and beyond! You will be highly recommended! The video updates you sent were a really cool and helpful tool.

Mr. Quintanilla


Thanks to the staff of The Richard Smith Team at Success Mortgage Partners for their professional assistance, we are very happy in our new home and extremely satisfied for the service we were provided. If I have any referrals I will definitely send them to you knowing they are going to have the best services! Thanks Again.

Jorge Garcia


Awesome!

 

Carlos Garcia

 



It was a pleasure working with Richard Smith. Every question I had, he was there to answer and explain. Things I had no clue about he brought to my attention. If there was a way I could save money, Richard found it without me even asking. I can honestly say the process was smooth and he goes through it with you step by step. He even follows up after the deal is done. I give Richard my highest recommendation.

Ignacio and Crystal Zapata



You guys rocked the planet. You took a very difficult situation and made it happen. So glad that we are able to get to the finish line. You have change the lives of my two clients. Let's do this many times over.

- Gary Lee, Realtor (Keller Williams Signature)


"Richard Smith and his mortgage team are the best in business. I had to close my loan quick and they helped make each and every step very easy and quick. They were knowledgeable, very efficient, each to reach and very professional. Could not have a better experience than this. They will work with you when other mortgage companies may not and will guide you at each step. I would highly recommend them and as I said they are simply the BEST." - Dr. Sumeet Sharma

"Richard Smith and his Team are great and knowledgeable with a side of compassion. They helped me out with explaining the financial importance of the mortgage. I would recommend them to anyone. Thank you!" - LaToya James

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