Specializing in Houston Mortgages, Texas Home Loans, Houston Second Mortgages, Houston Texas Debt Consolidation

You Are About To Discover All The Information You Need To Make An Informed Decision About Obtaining A Mortgage in Texas

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Dear Neighbor,

My name is Richard Smith 832.887.1300. I want to thank you for taking the time to visit my website, where I guarantee you'll find plenty of helpful information to assist you in purchasing your new home or refinancing your current mortgage. I am a Mortgage Banker serving Houston, Texas and the surrounding areas.

FREE Home Buying Guide Reveals Insider Tips Other Mortgage Bankers Don't Want You To Know...
Houston Home Loans - Houston Mortgages, Houston Real Estate

Purchasing a home is most likely the largest financial transaction of your life. Unfortunately, most people enter into this transaction blindly and make mistakes that may cost them tens of thousands of dollars over the lifetime of their loan.

Although sharing these secrets may not make me popular with the other Texas mortgage bankers, I am more concerned that you have all the information you need to make an informed decision when shopping for a mortgage. So, I have created a free guide that contains extremely valuable information designed to help you avoid costly mistakes when navigating the mortgage loan process.

To receive this free guide and other home buying tips, simply fill out the fields below and I will send you your first insider secret by email immediately.



If you're planning to buy your next home, your first home, that dream home, a condo, vacation home, investment property or looking to refinance in Texas or the surrounding areas, you will find that this site is a complete resource full of insider secrets that will allow you to choose the loan program best suited to your financial needs.

I make it fast and easy for all kinds of people-including first-time homebuyers, small business owners, and homebuyers with perfect or less-than-perfect credit to get the loan you need for the home you want.

Make sure you register to receive my Free Homebuying Guide and Insider Mortgage Reports, browse my Resources section, fill-out a FREE No-Obligation Secure Online Loan Application, or call me in my Houston, Texas office at 281-994-4240 . I am here to help you with all your mortgage needs.

Got a Quick Question You Want Answered Today?

Click the "Ask A Question" button below to send us a message by email or feel free to call my Houston, Texas office at 281-994-4240 .

Before you leave, make sure you review the Texas Home Buying Resources, Insider Reports and  Mortgage Calculators. All are designed to help guide you through the home buying process so you avoid making costly mistakes.            

 

Richard Smith 832-887-1300 specializes in helping home-buyers in Texas with money saving ideas and securing the best possible financing available to them.
 
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Richard,

We would like to take this opportunity to thank you for the outstanding job you did in helping us buy our first home,  Good service is so hard to find these days but you did a wonderful job giving us the best we could get and you were always there when we needed an answer!!  Thank you for all of your hard work.


 

Mr. and Mrs. Felipe Faz

Maritza-

We are very happy that you referred me to Richard at Southwest Funding. His processor and assistant spoke Spanish and explained everything in Spanish which is was a big help for me to understand the process. Buying my new home was very easy and fast thanks to the Great Service Southwest Funding offered me.

 

Thanks! Yusbani Ortiz

Richard,

Thank you so much for helping James Coon close so quickly. It was a delight working with you and I really appreciate your attendance at closing too! I look forward to working with you again soon.

Regards,

Judy Kay, Realtor

Keller Williams

2009

He kept us informed on what needed to be done to help us buy a home, Very easy to work with, always there when we need it. I wish to thank you and your team for the professional service you gave us! I am also referring a friend from work to you guys! Thanks- Alba Gonzalez

Richard,
 
Thank you so much for helping me with my home purchase!  I needed to close on my house fast, and you were able to make it happen.  When you initially said you could have it all done by the end of the month, I really had my doubts.  Now that it's done, I'm ecstatic!  I'm very happy with the way you handled everything.  Not only did you get it done quickly, but you took the time and explained everything to me throughout the process and you were able to lock in a 5.0% fixed rate 30 year note!  I really enjoyed working with you.
 
Thanks again,
 
James Coon     

Everything was excellent with Southwest Funding. Richard and Ileana helped us in everything we needed with a good manner. They explained to me bit by bit and I really appreciate it. They stayed with us until the end and explained to us that we had enough time for everything. Thanks!
Juan Zaragoza
It was a pleasure working with Richard Smith. Every question I had, he was there to answer and explain. Things I had no clue about he brought to my attention. If there was a way I could save money, Richard found it without me even asking. I can honestly say the process was smooth and he goes through it with you step by step. He even follows up after the deal is done. I give Richard my highest recommendation.